How To Get Birth Control Covered By Insurance

After congress passed the aca in 2010 insurance companies were required to cover all fda approved forms of birth control in their plans with no co pay no deductible aka free 62 8 million women have birth control insurance coverage with no out of pocket costs thanks to the aca.

How to get birth control covered by insurance. This is 7 million more than in 2015. The birth control mandate finally made this essential health care service affordable. In a 7 to 2 ruling written by justice clarence thomas the court hollowed out a birth control mandate under the affordable care act that requires most private health insurance plans to cover birth. Not all contraceptive methods are created equally so it is important to know which methods are covered under your insurance plan.

Since the affordable care act aca was passed in 2010 most health insurance companies have been required to cover birth control at no copay in their plans. Because of the affordable care act aka obamacare most insurance plans must cover all methods of birth control at no cost to you including the pill. How can i get birth control pills for free. Recent changes to the affordable care act mean that employers are no longer required to cover birth control as part of preventative care.

Your health insurance provider can tell you which types of birth control they pay for. The affordable care act requires that plans cover all fda approved methods of contraception. This page will tell you what kinds of birth control are covered which health plans have exemptions how to get free birth control under the affordable care act and how to get help even if you. But fey said if there s a specific reason you have to be on a specific brand pill your doctor can contact your insurance and get it covered for you.

You will be able to get your birth control at no out of pocket costs as the full cost will be covered by your monthly premium the affordable care act covers one type of birth control per person from each of 18 fda approved categories at no out of pocket cost although some plans have exemptions. Get your health insurance through most employers through your state s marketplace or from most private insurers and have a doctor s prescription for any type of birth control approved by the. However some plans only cover certain brands of pills or generic versions. Hormonal birth control pills diaphragms sponges iud s arm implants emergency contraception plan b pills and sterilization are all methods that are covered by insurance.

There s a good chance you can get low cost or free birth control pills if you have health insurance. The easiest way to get no cost birth control is to switch prescriptions to a covered brand. This means that if you re a woman and have health insurance through your employer or school like catholic university notre dame your access to contraception may disappear in the next few months.